Easiest Sign-Up: NerdWallet

Sign up with NerdWallet and get access to your free TransUnion credit report. While your credit report is updated weekly, you can log on at any time to check your credit report information.

In addition to your free credit report, you’ll also be able to view your VantageScore 3.0 based on your TransUnion credit report information. Your credit score is also updated on a weekly basis.

Registering is fairly simple. You can use your Google accounts and you only have to enter the last four digits of your social security to create your account.

Best for Personalized Analysis: Bankrate

Bankrate gives you full, free access to your credit report information from TransUnion without hurting your credit score. Bankrate lays out your credit report information in a chronological timeline to show you what’s happening to your credit over a period of time. You can look over the history of your credit and pinpoint key areas that may have influenced your credit either way. As your credit report information changes, you can see how those changes may have changed your credit score and even isolate differences in your credit reports that could indicate a possibility of fraud.

You’ll also get a free credit score analysis. Understand the factors that are affecting your credit score, see whether your credit score is trending up or down, and get insight into how your financial habits are affecting your credit score.